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How it works – in three simple steps
Simple. Transparent. Tailored to your equestrian lifestyle.
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Our team specialises in horse float loans throughout Australia and can help you save paying uneccessary interest by comparing your loan across our panel of banks and equine lenders.
OUR SERVICE
Why Choose iCREDIT?
If you’re buying a brand-new float, you can enjoy lower interest rates, longer loan terms, and flexible repayment options. New floats are generally easier to finance since they carry lower risk for lenders and often come with manufacturer warranties.
Purchasing a second-hand float? No problem. We work with lenders who specialise in used-asset finance, assessing the age and condition of the float to find a loan that suits your circumstances.
It doesn’t matter where you buy — we can help with both.
Your loan can be secured or unsecured, depending on your situation and the age of the float.
If your float is used for a business — such as horse transport, agistment, or equine services — we also offer ABN and business-use loans. These may include tax-deductible benefits and flexible repayment options tailored to seasonal income.
Frequently Asked Questions
Yes, horse float loans are available across Australia for both personal and business use. Finance options can be structured for new or used horse floats, with terms depending on the type of float, loan amount, and applicant profile.
Yes, many lenders allow horse float finance for private sale purchases. You’ll typically need a sale agreement or invoice from the seller, along with identification details for settlement.
Used horse float loans are widely available, although approval and loan terms may depend on the age, condition, and value of the float. Older models may have different lending criteria compared to new floats.
Some horse float loans may not require a deposit, while others may depending on the loan structure and lender requirements. Deposit requirements can vary based on credit profile, asset type, and loan amount.
Interest rates for horse float finance vary depending on factors such as credit history, loan type, and whether the loan is secured or unsecured. Rates are typically tailored to the individual application rather than fixed across all borrowers.
Options may be available for applicants with a less-than-perfect credit history. These are often structured differently and may include additional conditions, depending on the lender’s assessment.
Yes, horse float finance is available for businesses such as trainers, breeders, and equine transport operators. Business applicants may have access to different loan structures depending on their ABN and financial position.
Most standard horse floats can be financed, including straight load, angle load, gooseneck, and custom-built floats. Finance availability may depend on the age, value, and intended use of the float.
Loan terms for horse float finance typically range from a few years up to longer-term options, depending on the lender and the type of asset being financed. The term selected will affect repayment amounts and total loan cost.
Applying usually involves submitting basic personal or business details, along with information about the horse float you intend to purchase. Once submitted, loan options can be reviewed before selecting a suitable structure.
Whether you’re purchasing a new or used horse float, buying from a dealer or private seller, or exploring gooseneck trailer finance, we make the process simple and transparent. Our team compares a wide range of lenders across Australia to help you secure competitive rates, flexible repayment options, and loan terms tailored to your needs.
Financing is available Australia-wide, including Queensland (QLD), New South Wales (NSW), Victoria (VIC), South Australia (SA), Western Australia (WA), Tasmania (TAS), Northern Territory (NT), and the Australian Capital Territory (ACT) — wherever you and your horses travel, we’ve got you covered.
From first-time buyers to professional equestrians, Horse Float Loans makes it easy to finance your float and get on the road with confidence.
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