All about refinancing horse float loans

Whether you’re looking to refinance your existing horse float loan for a better deal or have found an amazing secondhand horse float from a dealer or private seller, we’re here to help.

Chat with us or use our easy online application process to apply in under 5 minutes, get approved, and start saving with a low-rate horse float refinance. It’s that simple!

We can assist with refinancing horse floats ranging from new models through to older models.

If you have an existing horse float loan and your balloon repayment is due, you can refinance your loan to our lower-rate used horse float loan to save on interest repayments.

Start your loan

Apply online for your horse float loan refinance today. Or, chat with one of our friendly lending specialists who can handle the entire application process for you quickly and easily over the phone.

Whichever way you choose, we’re here to help settle your loan fast so you can start saving interest.

Why choose this loan?

Flexible loans

Choose from variable or fixed interest rate loan options with terms from 1 to 7 years.

Approval

Our process is quick and easy to use. This means in most cases your horse float loan could be approved in as little as 24 hours.

Easy application

We provide an easy online application which takes no more than 5 minutes to complete. From there sit back and let us do the hard work.

View our happy customers

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Kristen N Phil B.

Kim and the iCredit crew have really helped us out when we needed help to grow our small business, going above and beyond to get what we needed.

Cannot recommend them enough

Dylan C.

Had Scott answer every question I had. He was very helpful with the process. I would definitely recommend taking your business through this company.

Jasmine H.

Scott went above and beyond with facilitating both my horse float and new car finance. Best customer service and communication 10/10. I was pleasantly surprised when the company bought the float from had a long term dealings with Scott making the finance and settlement so quick and easy. I even scored free roadside assistance too which was unexpected.

Brendon M.

Michelle - lovely to deal with and gets the ball rolling. Super efficient

Cabdulaahi Y.

Michelle W.

Michelle from icredit was great to deal with.Easy to contact and made everything seem so easy

Angela O.

For a money man I found Wayne to be honest and very upfront which helped. No sugar coating anything, no false hope. Thank you for your help. The boys love their new car.

Kristyl Ben J.

Easy process fast result highly recommend

Ash A.

Very happy with what Michelle has done for us both for a personal and a car loan. Michelle is very efficient and organized and made the process quite comfortable and streamlined. Definitely recommend Michelle.

Jason J.

We have used Icredit Tasmania on a few different occasions over the years from getting a better rate for our mortgage, a motor vehicle loan and most recently assistance setting up what we need for our business, each time Kim has been our go to person and we rate her professionalism and knowledge second to none, from the application to the final signing Kim has been in contact every step of the way, my wife and I couldn’t recommend Kim and Icredit enough, a very satisfying experience.

TFB A.

iCredit have arranged two motor vehicle finance loans for us to purchase trucks. We have been really happy with the service provided by iCredit and would happily recommend them to others. Cameron Tfbhire.com.au

DIS J.

Hi Scott,I wanted to take a moment to express my sincere appreciation for your invaluable assistance in helping me navigate the complexities of car warranties. Your expertise and dedication made the entire process smooth and stress-free.Your thorough understanding of the various warranty options available ensured that I could make an informed decision that best suited my needs. Your patience in answering all my questions and clarifying any doubts reassured me every step of the way.Moreover, your commitment to providing personalized support and going above and beyond to address any concerns truly sets you apart. Your professionalism and attention to detail are commendable, and I am grateful for your unwavering support throughout the entire process.Thanks to your guidance, I now have the peace of mind knowing that my car is protected by a comprehensive warranty that meets all my requirements. Your dedication to customer satisfaction is evident, and I have no hesitation in recommending your services to anyone in need of expert advice on car warranties.Once again, thank you, Scott, for your exceptional assistance. I look forward to working with you again in the future and will not hesitate to reach out whenever I need assistance with any financial matters.Best regards,SID

Luke P.

I would like to thank Al Purton for his professionalism and hard work to get my loan for a work car over the line within a matter of days. His knowledge, hard work and customer service were second to none. Thank you so much Al, I will definitely be recommending you to everyone!!

Christopher K.

Ashley P.

Fantastic service and Communication

Sam

Rachel C.

My husband and I would just like to thank Scott so much for his professionalism in handling our loan process,he was constantly in contact with us and updating us along the way.thanks so much Scott for the amazing personal assistance you gave us we will most definitely be calling you in the future for any other loan enquiries. Cheers dan and rachel

Jessica B.

Dealing with icredit has been great! Scott has done all the behind the scenes difficult things, making this process simple on my end (every busy persons dream)! Thanks for all the help, finding us the best option and answering every query with a prompt answer.

Racquel L.

I cannot recommend Scott from credit enough! This is the second loan in a year Scott has helped me with and I couldn’t be happier with the service he provides.Nothing is too much trouble and my experience both times has been hassle free! Thanks Scott and Team!!

Teresa W.

Kim and Scott were so accommodating and helpful and kept things smooth sailing the way through! They were patient and friendly 🙂

Fraser G.

I’ve used icredit for multiple loans and Scott has been nothing but professional, fast and amazing to work with. Can’t recommend them enough.

Daniel J

Easy to deal with and very friendly staff. Fast turnaround time getting loans sorted

Meagan A.

Friendly, knowledgeable and easy to deal with. Everything advised, you know what you need to provide and updates are provided throughout the process. They will even deal with the dealer direct to save you being the middle man. Approval and documents ready to sign within hours.

Steve H.

Very satisfied with the service - the speed of settlement was incredible and puts my bank to shame.Kim is friendly, knowledgeable and determined to make sure that everyone walks away happy from the experience.I'd give 6 stars if I could.

Jade R.

very happy with the service Kim was very nice and very helpful thankyou

Paul M.

Kim Shelverton made the entire process so effortless and less stressful, nothing was an issue for her, she is very friendly and helpful. Thank you Kim for all your help.

Daniel P.

Excellent customer service and extremely quick with the whole process.

Rebekah C.

Great service & made so easy. Fast

Jay T.

Amanda B.

Highly recommend the team at icredit very helpful with getting a loan.

Ethan H.

This is the 2nd time I've worked with Matt. He was recommended to me as he helped someone get a loan who might not have been able to.He's helped me get 2 cars so far and even my dealership was impressed at the speed at which he organised everything and settled the contract.I will continue to use Matt for all vehicle loans.

kellithorpe115

Kim is extremely helpful and very good at what she does. Quite happily recommend her.

andrea M.

Doing business with Kim was a breeze. Kept me informed throughout the process. Highly recommended 👌

Kiara T.

Can’t thank Emily enough, gorgeous person to deal with!! Patient and understanding Thankyou for the lovely service

derek S.

Eliza C.

I got my car loan processed and approved super quick, without any issues.AMAZING AND PROFESSIONAL

Maxwell B.

Kim was excellent to deal with working with me outside of business hours definitely helped to, will definitely be going back to Kim for any broker needs!

casey H.

Emily fromICREDIT was most helpful very easy to contact at all times for any help at any time couldn’t recommend her enough

Yazmina L.

Kim is absolutely fantastic!She always had good communication during the process.Everything was quickNo words for her efficiencies and dedication .Well done Icredit to have such a valued team 😊

Adekunle A.

Good afternoon please I don't understand this app again you use auto debt to debt from account the sum of 36920 and you still asking me to pay please Check ur record well

adam B.

Kim is a great help, friendly and helpful, makes it a lot easier than doing it alone.I will be using her when ever I need something

Jason W.

Great service, very prompt from Kim in what was a slightly difficult situation, would highly recommend!!

Todd B.

Felicity K.

Kim was very friendly, helpful and nothing was a bother she went out of her way to help fantastic. Would use Icredit againFelicity23/9/22

Ryan M.

Damon A.

I dealt with Wayne during my loan application! I did not expect the service I received! I’m talking after hours I’m talking any time of day or night this man was the most amazing person I’ve ever dealt with we clicked not just on a professional level but person as well! I was really taken aback by the service this man provided me I’m not too computer smart and done the whole thing on the phone! Thanks to this man my special needs child has one thing in his life now that makes him smile more than I’ve seen this child smile in my life! It was a quad bike I applied for and Wayne was absolutely amazing throughout the whole process would ask if I wanted help with the forms during his OWN TIME AFTER HOURS I can not thank this man enough! He’s given my child a smile I’ve not seen before and if anybody out there is looking to finance anything! I strongly recommend you call icredit and ask for Wayne! I can’t thank this man enough for his efforts and commitment! Forever grateful to this man I wish I could buy him a beer or ten as a thank you! Remember the name Wayne!!! He’s your man people! 100% thank you so very much

Victor S.

Kim was happy to help at any time, great work

Scott G.

Just like to thank Kim shelverton for her excellent customer service. Was a pleasure doing business with Kim a very big thank you once again cheers Scott and Sharon.

willliam C.

Kim in Hobart was amazing. Was a quick approval and she was easy to deal with knowledgable and very easy to deal with! If your in the market for a boat or bike she is your gal! Thanks Kim and i-credit

Bron W.

Scott at Icredit!!! What a legend!!! At July 2022, interest rate rises and changes to rules for lending (now includes Afterpay and zip pay statements to be included) got given the run around!! Saved me a lot of stress and heartache!!! Got there in the end!! Kept me updated answered any questions I had!! Highly recommended

Brad H.

Easy to deal with, friendly staff

Kayelene C.

Scott has been amazing! Was such a quick and simple process! Thank you again Scott! Will happily deal with him again!

Deb S.

Can't recommend iCREDIT highly enough. Scott was great from start to finish. made the process so easy..

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Pip A.

Kim at icredit was great to work with, pure honesty, easy to work with, understood where I was coming from and was willing to meet me after work to get this done.
Kept me informed at every step, and hid nothing from me, if I was to get another loan as such Kim at icredit would the person I would go to hands down every time.
Very easy and approachable person.

Lesley W.

Kim was awesome in helping me get my car loan. Thankyou so much Kim xx

Michelle T.

I would highly recommend Christine from iCREDIT. Christine was extremely helpful and professional in helping us secure a car loan and I would recommend Christine for all financial assistance. Michelle and Gavin.

Carly D.

Emily and Scott went above and beyond for me, they returned calls after buisness hours and were incredibly friendly and helpful throughout the entire process! Thankyou Emily and Scott!!

Andrea J.

100% Hands down the best team for your financing needs. I have been using and happily recommending Icredit for over 8 years for both my own business equipment finance and also for our customers. Hundreds of loans secured by Icredit and nothing but great feedback. Nobody else compares 👌

Vombatus P.

Kim was really lovely. Great customer service and helped me get a great car 👍👍👍👍

Justin G.

I would HIGHLY recommend iCredit, Christine was amazing for us. She done it in the time frame we needed and she is just incredible. She made the process so stress free!! 10/10 would recommend Christine if you are looking for your next Horse float!!

Liz B.

Scott was great to deal with..especially with both of the loans..our daughters float and our new 4x4 which is called 'Crisis' 😍😍 Nothing was ever a hassle..we were kept up to date with what was happening...the whole process was not as stressful as we thought it would be lol...And even tho it was a couple of months between transactions he remembered who we were...I highly reccommend scott and the icredit team

Maria N.

Highly recommended .. they are extremely professional!

Kelly S.

Absolutely AMAZING customer service!! Couldn’t recommend Icredit enough!! Scott went above and beyond to assist me with the finance of my new float ♥️

Wally C.

Great service and always help out

Liz R.

I would like to thank Christine from icredit for being totally awesome and professional. This is the 3rd time I have dealt with Christine and I couldn’t be happier with the results . Not only did Christine find the lowest interest rate she also had everything done and signed in no time . I highly recommend Christine at icredit . Thankyou

Scutt N.

Totally fantastic service by the Team.
Especially Scott Collins who made my application for a new work vehicle so easy

Toula S.

Awesome people awesome service.

Donna M.

With ICredit and thanks to Scott was able to get car loan easily and no stress. Cannot recommended him or ICredit enough.

Kath H.

Scott was absolutely amazing both times we used ICredit. He made the loan process uncomplicated and easy for us. Very understanding and helpful. Will be dealing with him again.

Shell T.

Wish I could give 10 ☆ Matt was absolutely fantastic to deal with went above and beyond will definitely use icredit again for any finance needs Thanks Matt

Alyssa H.

Cannot recommend Scott enough! Sourced a great interest rate, easy to contact and worked hard to get loan finalised by our deadline. Thank you �

Paul M.

Icredit is so amazing. I have 8 children and needed a bigger car. I tried everywhere and icredit came to the rescue. Recommend icredit to everyone. That needs those day to day things that cant afford it at the time icredit will look after it for you.
Thank you especially to Christene Pyle. For the great help she gave me.

Justine D.

We applied for the secured loan on Monday and I am collecting my new horse float today. Scott Collins has been amazing with excellent customer service all hours of the day when we had questions. Would highly recommend these guys.

Rochelle L.

Julie was amazing. Went above and beyond what we would or could of ever expected from anyone. Would recommend to anyone!!!

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Used Horse Float Loan FAQ’s

How quickly can I get approved for a horse float refinance loan?

You could be approved in as little as 24 hours and have the loan settled and paid within 2 to 4 days, all depending on the level of paperwor required.

How does Horse Float refinancing work?

When refinancing, you borrow funds from a new lender to payout your existing loan. You then repay the new loan over a specified time period, at a better rate or repayment to help save you paying unnecessary interest.

What are the benefits of refinancing a horse float?

A new lender may offer lower interest rates than what you are currently paying. A lower interest rate may reduce your monthly repayments helping you keep more money in your pocket.

What documents do you need for a horse float refinance loan?

To apply for a horse float refinance loan, you’ll need two payslips, details of the horse float or gooseneck, a list of your assets, a list of your liabilities and a loan statement or payout letter from your current financier.

What to look for when comparing horse float loans.

When comparing horse float loans, you should not only consider the base rate, but the comparison rate, loan term in number of years, any additional fees and if there are any extras available such as a balloon repayment.

What is a pre-approval loan?

You can save time and avoid hassle by getting pre-approval for a loan before choosing your second hand horse float. Pre-approval is an offer from us to lend you an agreed amount, subject to full approval. It remains valid for 60 days. To gain full approval, you’ll need to provide additional supporting documents and updated information. A pre-approval is ideal if you’re shopping around for the perfect float.

How quickly can I get an loan refinance pre-approval before deciding?

Yes, you could get a pre-approval for your horse float refinance loan in as little as 24 hours. This will give you plenty of time to weight up the pros and cons of refinancing.

What do I need to settle my horse float loan?

The settlement process involves you applying, consulting with a horse float lending specialist, and uploading your documents. Horsefloatloans.au will then work on approving your loan, issue the necessary documents, and finalise the settlement. The funds are then transferred to the dealer so you can collect your horse float.